This How to guide book is a guide to understanding your credit reoport and getting your credit together. In the book you will find practical advice on how to improve and manage your credit. This step by step guide will help you understand what is on your credit report, why it is there, and how to dispute any incorrect information. You will learn how to improve your credit score with simple and effective actions. By Shay Prosser and Hallie Hawkins, Get It Together Workshops